RATES DROPPED (FINALLY)… WHAT THIS MEANS FOR YOU.

In case you haven’t heard, interest rates dropped to the lowest they’ve been since February 2023. This decrease has the same impact on affordability as an 11% decline in housing prices.

This means more purchasing power for buyers and a chance for current homeowners to finally “move up” to a larger home. Plus, if you bought in the last two years, it might be the perfect opportunity to refinance!

So what could this mean for you?

FOR BUYERS:


Lower interest rates = more buying power



More buyers could enter the market, leading to more competition



More inventory may hit the market (with more sellers deciding to move)


FOR SELLERS:


Lower rates = higher prices (typically)



More buyers could enter the market



More sellers could also enter the market, leading to more inventory (and therefore more competition)


 

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WHY A BUYER STRATEGY SESSION IS CRUCIAL

FUN FACT: You don’t need to have everything figured out or a specific timeline in place to begin working with a real estate agent.

In today’s fast-paced market, being prepared and having a plan is essential. That’s where a buyer strategy meeting — aka a buyer consultation — comes in. This isn’t just a quick chat but rather a critical first step to success in finding the right home and working with the right agent. It’s a deep dive into your goals, budget, and what you’re really looking for in a home. We’ll talk strategy, navigate the current market conditions, and make sure you’re fully prepared to make confident, informed decisions.

Whether you are just starting to think about moving or are ready to actively begin house hunting — I’d love to grab coffee and discuss how I can help you with your real estate needs! I’d love to walk you through the process to ensu. ...

HOW TO PREPARE TO BUY IF YOU’RE IN THE EARLY STAGES

Thinking about buying a home but not sure where to begin? Even if you’re just starting to consider homeownership, it’s never too early to start preparing. Getting a head start can make the whole process smoother and less stressful.

Here’s a quick roadmap to help you lay the groundwork for your future home and turn your dream of becoming a homeowner into reality:

1.Check Your Credit

Pull your credit reports from each of the three credit reporting bureaus — make sure you check them for accuracy and dispute any errors, especially negative errors that decrease your score.

You can download a FREE copy of your reports at annualcreditreport.com

2. Determine a Budget

A helpful guideline is the 28/36 rule — no more than 28% of your monthly income should go to housing costs, and total monthly debt payments shouldn’t exceed 36% of your income.

Put together a sp! ...

HOW TO BUY & SELL AT THE SAME TIME

Navigating the buy-sell balancing act can be more than just stressful – after all, it’s a complex situation.

The challenge? Being able to secure a great price from the sale of your current home while securing a sweet deal on your new one. Not to mention lining up the timing so you don’t get stuck in housing limbo. Although it may seem overwhelming, it’s entirely achievable with the right strategy and a good agent!

Here are a few ways to make buying and selling simultaneously work for you and your family:

1.A BRIDGE LOAN

This type of loan acts as a temporary financing solution that allows you to borrow against your current home’s equity to fund the down payment on your new home.

When you would use it: Don’t want to move twice? Bridge loans give you the flexibility to buy a new home without selling your current home first.

However, you must qualify to hold your existin. ...

STEAL THESE SECRETS FROM MY SELLERS

Today, I’m revealing what my sellers say actually helped them sell their homes quickly and for the best possible price.

1. Price competitively

I typically recommend pricing on the lower side of market value.

WHY? Competitively priced homes tend to attract more buyers, creating a sense of urgency and increasing the potential for receiving offers with more favorable terms.

2. Make minor repairs

Even small issues can significantly impact a buyer’s perception of your home.

Fix leaky faucets, squeaky doors, patch up and repaint wall imperfections, and repair any flooring imperfections if possible.

Small repairs can make a big difference in how potential buyers perceive your home’s overall maintenance. Addressing minor repairs can make your home appear well-maintained and move-in ready.

3. Declutter

I’m not just talking about tidying up — this is what I like to call “your firs; ...