WHY YOU SHOULD LIST YOUR HOME RIGHT AFTER THE SUPER BOWL 
The big game doesn’t just mark the end of football season—it also kicks off the unofficial start of the Spring real estate market! If you’re considering selling your home, now is the perfect time to start preparing.
Here are a few reasons why you should list your home ASAP:
1.Buyers are ready
Believe it or not, many buyers are already preparing for their spring moves in February. With more people entering the market the competition is fierce—and that means you could get top dollar for your home.
2. Less competition 
While many sellers wait for the “official” spring season, you can get a head start. Listing early helps your home stand out before the market gets flooded with new listings.
3. Serious buyers are looking now
People who are out house-hunting during the first few months of the year are typically serious buyers. They’re ready to make a move and won’t be w! ...

3 WAYS TO KEEP YOUR MORTGAGE PAYMENT LOW

It’s no secret that affordability challenges are making it harder for buyers to enter the market these days — from rising home prices to fluctuating interest rates. But don’t let that discourage you! With the right strategy and a little creativity, buying a home can still be within reach.

Here are 3 strategies to help make your monthly payment manageable and homeownership more achievable:

1.Skip PMI the smart way

Private Mortgage Insurance (PMI) can add a lot to your payment, but you don’t need a 20% down payment to avoid it!

Ask your lender about options like upfront PMI (you pay the entire PMI cost as a one-time fee) and Lender Paid MI (the lender covers the PMI through a slightly higher interest rate).

2. Shop around for the best rate

Not all lenders are created equal! Compare interest rates from multiple lenders to find the best deal. Even a slightly lower i! ...

“MY INTEREST RATE IS 3% IT WOULD BE CRAZY TO SELL”… AND HOW I RESPOND TO THAT.

One phrase I hear often is, ‘My mortgage is 3%, I’d be crazy to sell.’ But here’s the thing—while that low rate feels great now, sometimes staying in a home that no longer fits your needs could cost you more in the long run.

Let’s be real… interest rates aren’t the reason people move. It’s LIFE that makes people move. New goals, growing families, divorce, new jobs, new priorities — all reasons people need to sell their home and search for another. 

Whether you’re cramped for space, need a change of scenery, or your family’s needs are evolving, a home that’s no longer the right fit can be a source of stress and frustration. That 3% mortgage might be sweet, but what’s even sweeter is finding a place that truly works for you.

And here’s the kicker: You don’t need to settle! The eq! ...

WORST ADVICE I’VE HEARD AGENTS TELL BUYERS THIS YEAR

Not all advice is good advice, and I’ve heard some (very) questionable opinions floating around in the real estate industry this year.

Here are a few of the views I’ve heard that I don’t necessarily agree with:


“Wait for prices to drop… they’ll come down eventually”


Trying to time the market is nearly impossible, and waiting could mean facing higher interest rates or higher prices. The truth is that the best time to buy is when you’re ready!

No matter which way the real estate market is leaning, though, buying now means you can start building equity.


“Skip the inspection to make your offer stronger”


Although this may seem like a great way to compete in a hot market, it could lead to costly surprises down the road. A home inspection gives you peace of mind, helps you avoid surprises, and protects your investment.

Rather th. ...

QUESTIONS TO ASK WHEN BUYING NEW CONSTRUCTION

PSA: Don’t visit new construction without your realtor — yes, I can help you build new construction, too!

Buying a new construction home is an exciting adventure; however, before you get swept away by the shiny finishes and modern layouts, it’s important to ask the right questions to protect your future investment.

Here are 5 questions that are important to ask that the builder doesn’t always tell you:

1. What’s included in the base price?

That model home looks gorgeous, but it often comes with (a lot of) upgrades. Make sure you’re clear on what features are included in the base price and which ones will cost extra.

2. Do you have a home warranty?

Most home builders offer some sort of warranty, but details can vary. Ask what is included in the warranty and how long it lasts (six months, one year, 10 years), and make sure you review It prior to closing. The last thing you want is to mo! ...